It seems almost sacrosanct to question the benefits of making an RRSP contribution these days, but is it always the right thing to do, even if you can?
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Clients receiving annual RRIF payments recently had to adjust to new government changes regarding minimum withdrawals.
Collapsing an RESP – or withdrawing funds when your child does not attend post-secondary school – has significant penalties. So, are there other strategies to avoid paying the collapse penalty tax?
There are a number of differences between registered and unregistered investment accounts, but the main differences mostly revolved around tax.