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Displaying posts in RRIF

RRSP Contributions - Friend or Foe?

Posted in RRSP, RRIF, TFSA, Investments, Expertise, Andrew Ross

It seems almost sacrosanct to question the benefits of making an RRSP contribution these days, but is it always the right thing to do, even if you can?

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Can I unlock my locked-in RRSP (LIRA)?

Posted in RRSP, RRIF, Investments

Ideally you will leave your locked-in RRSP (LIRA) untouched until retirement, but what if you require the funds now?

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New RRIF withdrawal minimums – why did they change?

Posted in RRIF, Investments

Clients receiving annual RRIF payments recently had to adjust to new government changes regarding minimum withdrawals.

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RESP withdrawal rules if your child does not attend post-secondary school

Posted in RESP, RRIF, Investments

Collapsing an RESP – or withdrawing funds when your child does not attend post-secondary school – has significant penalties. So, are there other strategies to avoid paying the collapse penalty tax?

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What is the difference between a registered account and an unregistered account?

Posted in RESP, RRSP, RRIF, TFSA, Family Trusts, Endowments, Investments, IPP, Holding Company, Estate Planning

There are a number of differences between registered and unregistered investment accounts, but the main differences mostly revolved around tax.

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