Collapsing an RESP – or withdrawing funds when your child does not attend post-secondary school – has significant penalties. So, are there other strategies to avoid paying the collapse penalty tax?
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At Campbell, Lee & Ross, we offer institutional portfolio construction and management for high net-worth investors by melding top down positioning with bottom-up research.
Family trusts are frequently established to facilitate tax efficient intergenerational asset transfers, to protect assets and or to maintain or guide control of assets being transferred.
There are a number of differences between registered and unregistered investment accounts, but the main differences mostly revolved around tax.
We partner with some of Canada's largest financial institutions to maintain a broad range of institutional relationships in benefit of our clients.